Overview:

Provides protection for licensed Insurance Agents for wrongful acts in the rendering of or failure to render professional services in connection with selling or servicing the following property and casualty insurance products: comprehensive general liability policies, homeowners policies, automobile policies, workers compensation or employers liability policies, directors and officers liability policies, and employment practices liability. Insureds include the Insurance Agent, a business entity owned or controlled by the Agent and secretarial, clerical and administrative personnel acting on behalf of the Agent. A separate Certificate of Insurance with a separate Limit of Liability is issued to each Agent.

Plan Eligibility:

Coverage is subject to favorably answering all qualifying questions on the application.

Limits of Liability:

$1,000,000 each Claim

$1,000,000 all Claims under each Certificate of Insurance

$10,000,000 total policy aggregate for all Claims under all Certificates of Insurance

Retention:

$10,000 each Claim

Additional Features Include:

• Competitive rates
• Prior Acts Coverage going back to the first continuous E&O policy issued to the Agent
• An extended reporting period available if either Insured or Insurer cancels or non-renews
• Quick and easy online enrollment and renewal, with Certificate of Insurance available online upon satisfactory confirmation of premium payment
• Coverage extended to spouses, domestic partners, estates, heirs or legal representatives for claims arising out of their status as such
• Policy non-cancelable by Insurer except for non-payment of premium
• Broad definition of Claim includes written demands and civil proceedings for monetary damages

Underwritten by:

Everest National Insurance Company, together with its insurance company affiliates, represents the primary insurance arm of Everest Re Group, Ltd., a Bermuda holding company and world leader in property and casualty reinsurance and insurance, offering innovative products, responsive service, and unsurpassed financial strength. Financial and business highlights of Everest Re Group, Ltd. include:

• $18.4 billion in total assets (as of December 31, 2010)
• Everest Re Group companies are rated A+ XV (Superior) by A.M. Best and A+ (Strong) by Standard & Poor’s
• Claims professionals with extensive technical knowledge and professional liability claims experience

Administered by:

Marsh US Consumer (a service of Seabury & Smith, Inc.) With 26,000 employees and annual revenues approaching $5 billion, Marsh serves more clients than any other firm in the industry. Marsh works with businesses, public entities, organizations, and private clients in over 100 countries.

This highlights sheet, which has been prepared by Marsh, contains a summary of the insurance certificate provisions. You should not rely on this sheet for coverages. In the instance of conflict between this sheet and the actual certificate and/or policy, the insurance certificate and/or policy will prevail and control. See policy for complete list of coverage and exclusions at www.eoforless.com.

Disclaimer: