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Our E&O HQ provides insight, guidance, and resources enabling ethical business practices and claim avoidance. Stay on top of the latest news, trends, & compliance at our E&O Headquarters sponsored by National Ethics Association. For more resources visit our sponsor’s Consumer Hub & Ethics Center pages.

What Do So Many Businesses Misunderstand About E&O Insurance?

Posted by: EOForLess on January 19, 2017

As with all forms of insurance, E&O insurance can be hard to understand. And that’s under the best of circumstances when a business owner has plenty of time to learn about this essential coverage. So what do so many business misunderstand about E&O insurance?

Errors & Omissions Are Human, But Relief From Liability Is Divine

Posted by: EOForLess on December 27, 2016

How Can a Policy of E&O Insurance Save Your Business? As much as financial professionals would like to be perfect, they aren’t. They are prone to making mistakes because they are human. And those so-called errors & omissions can be expensive to resolve, at best, and fatal to a business, at worst. Fortunately, a policy […]

Why Even The Smallest Startup Needs An E&O Insurance Policy

Posted by: EOForLess on December 22, 2016

Insurance policies are the hallmark of a professional startup When people launch a financial or real-estate startup, the temptation is to start doing business with as few fixed costs as possible. This might involve leasing lower-grade office space, hiring 1099 virtual assistants rather than a full-time salaried staff, or skimping on insurance and employee benefits. […]

A Full Policy Of Errors & Omissions Insurance Is A Life Saving Investment

Posted by: EOForLess on December 5, 2016

Do You Really Need a Full Policy of E&O Insurance for Your New Business?   As a financial professional, do you lead a full life—rich with family, friend, hobbies, travel, and the like? Do you enjoy buying gifts for your small children or helping your grown ones achieve their life goals? Do you still get […]

Why Every Online Based Business Needs E&O Insurance

Posted by: EOForLess on November 28, 2016

Ultimate Policy of Liability Protection Every financial professional doing business today—life/health insurance agents, property-casualty insurance agents, securities brokers, registered investment advisors, real estate agents and broker-owners—operate in an online environment. They might not actually close insurance or financial transactions online. But they use the Internet to support nearly every facet of their sales and service […]

Errors & Omissions Insurance Can Safeguard Your Professional Life

Posted by: EOForLess on November 21, 2016

Reflection As a financial-services professional, you’ve worked hard to get where you are today. But your success is no accident. It’s attributable to four key factors: First, you set your sights high. Early on, you decided you wished to pursue not just a job, but also a professional career. That means you were willing to […]

Why Businesses Need E&O Insurance The Most

Posted by: EOForLess on November 14, 2016

Protection from Everyday Mistakes “Protection from everyday mistakes.” It’s a prosaic phrase with profound meaning once you start thinking about it. “Everyday mistakes” refers on the surface to the small errors & omissions that nearly every business professional makes at one time or another. Failing to fill out a form correctly. Forgetting to return a […]

How Insurance Coverage for Errors & Omissions Can Protect Your Business’ Future

Posted by: EOForLess on November 7, 2016

Don’t Be a Victim of Errors & Omissions It’s a given that financial professionals make mistakes. They’re human, after all. The key is for them not to become a victim of their own errors and omissions. Let’s consider that statement a bit further. It’s totally natural for insurance, investment, and real estate professionals to make […]

Discover the Benefits of Errors & Omissions Insurance

Posted by: EOForLess on October 31, 2016

E&O Insurance The benefits of E&O insurance aren’t what they seem initially. Many financial professionals view E&O insurance as a way to protect themselves against client lawsuits. If they win in court, their policy will pay for their attorney fees. If they lose, it will cover the cost of the legal judgment, along with court […]

When Is the Right Time to Take Out an E&O Insurance Policy?

Posted by: EOForLess on October 24, 2016

E&O Insurance Many financial professionals ask themselves, “When is the right time to take out an E&O insurance policy?” As with many things in business, the answer is, “it depends.” On one level, the answer is cut and dried. Almost all insurance or financial advisors who are in business for themselves should have E&O protection. […]

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